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StatistiqAI
Industry · InsuranceFlagship product

AI built for the submission, underwriting, and claims work that actually moves the loss ratio.

Submission triage. Underwriting copilots. Claims straight-through processing. Subrogation recovery. Fraud detection. Built carrier-grade — MRM, audit trails, and regulator-readable architecture from day one.

The numbers we work against

We work in the buyer’s vocabulary.

Loss ratioCombined ratioExpense ratioStraight-through processingHit rateSubmission-to-quoteSubrogation recoveryClaims leakageReserve adequacyBook qualityRenewal retention
Where we ship

Five insurance AI workflows.

Each is a system we've shipped or have direct shipped credibility for. We don't take engagements outside this surface area unless we can name an adjacent build we've already done.

INS.01 — INTAKE

Submission digitization & triage

Multi-agent submission digitization — broker email, ACORD, schedules, loss runs. Risk insight surfacing via RAG pipelines. Carrier-grade MRM and human-in-the-loop scaffolding throughout.

PRIMARY KPI · Submission-to-quote · Hit rate

INS.02 — UNDERWRITING

Underwriting copilots

Underwriter workbenches with RAG-based policy and appetite retrieval, risk insight summarization, and pricing override audit trails. Built for desks that move billions in premium.

PRIMARY KPI · Cycle time · Hit rate

INS.03 — CLAIMS

Claims STP & adjudication

Straight-through processing on low-complexity claims, anomaly detection on suspicious patterns, and adjuster copilots for complex losses. Auditable, explainable, regulator-ready.

PRIMARY KPI · STP rate · Claims leakage

INS.04 — SUBROGATION

Subrogation recovery & fraud

Subrogation opportunity identification across claim narratives and structured data. SIU triage with explainability. Built to survive state regulator scrutiny on AI-assisted denial.

PRIMARY KPI · Subrogation $ recovered · SIU yield

01

Inputs

broker email · ACORD · schedules · loss runs

02

Multi-agent digitize

extract & structure

LangGraph
03

RAG appetite & policy

retrieval-grounded

vector DB
04

Risk-insight triage

score & route

05

Submission-to-quote

underwriter-ready

MRM · human-in-the-loop · audit trail carrier-grade scaffolding throughout · MLflow
INS.01 · Submission digitization & triage. Multi-agent intake → RAG retrieval → triage, on an MRM + human-in-the-loop spine.
Stack · LangGraph agents · vector DB (pgvector/Pinecone) · MLflow audit · Snowflake data model
Underwriter
Copilot
RAG / Policyvector DB
MRM audit
open submission
retrieve appetite + policy
matches
risk summary + suggested pricing
HUMAN IN THE LOOPapprove / override
log decision + rationale
INS.02 · Underwriting copilot — sequence. Retrieval-grounded, human-approved, and audit-logged for MRM.
Stack · Claude/GPT · LangGraph · vector DB · MLflow model registry
Technology in practice

The stack behind the workflows.

Representative builds — the technology patterns we bring to insurance. Where we cite results, they’re from work our team has shipped; everything else is what we’d build for you.

INS.T1 · Snowflake

Core-system data foundation

Guidewire/Duck Creek policy and claims data landed in Snowflake (CDA-style ingestion), modeled with dbt into underwriting- and claims-ready marts.

Stack · Snowflake · dbt · Airflow

INS.T2 · LLM + RAG

Submission digitization & underwriting copilot

Multi-agent intake over broker email, ACORD forms, schedules, loss runs; RAG-based appetite and policy retrieval with MRM scaffolding. Our team shipped this pattern inside a venture-backed insurance AI platform.

Stack · Claude/GPT · LangGraph · vector DB · MLflow

INS.T3 · Databricks

Claims & fraud ML

Delta Lake claims lakehouse, Spark-scale feature pipelines, anomaly and subrogation-opportunity models with MLflow-governed lifecycle and explainability for SIU and regulator scrutiny.

Stack · Databricks · MLflow · Unity Catalog

INS.T5 · Digital transformation

Legacy modernization for AI-readiness

Assessment and phased migration of on-prem actuarial and claims data estates to a governed cloud platform — the prerequisite 95% of stalled insurance AI programs skipped.

Stack · Snowflake or Databricks · dbt · NIST AI RMF

Regulatory frame

Carrier-grade is the default.

NAIC model bulletins on AI. IRDAI guidance on use of AI/ML. State AI laws (Colorado, New York DFS). EU AI Act high-risk classification for insurance. NIST AI RMF for model risk management.

We design with audit-readiness as a first-class concern. The architecture diagram is one we'd defend to a state regulator or audit committee, not just one we'd show a buyer.

NAIC AI bulletinsIRDAI AI/ML guidanceNY DFS · Colorado AIEU AI Act high-riskNIST AI RMFModel Risk Management
Where Statistiq has shipped

Inside a venture-backed insurance AI platform.

Our founding team has shipped AI inside venture-backed insurance AI, including multi-agent submission digitization, RAG pipelines for risk insight, and carrier-grade MRM with human-in-the-loop scaffolding.

Multi-agentSubmission digitization
RAG + MRMRisk insight surfacing
Carrier-gradeProduction stack
Flagship productIn build · 2026

A flagship insurance AI product, built on what we've shipped.

Statistiq is building a flagship product for insurance — focused on a specific submission, underwriting, or claims workflow where we have direct shipped credibility and where the regulatory frame favors a senior-practitioner partner over a generic SI. We'll share more in 2026.

Have a submission, underwriting, or claims problem AI should be solving?

Most first conversations are 30 minutes with a senior partner. We'll tell you whether it's a fit, whether AI is the right answer, and what we'd build first.