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StatistiqAI
Industry · InsuranceFlagship product

AI built for the submission, underwriting, and claims work that actually moves the loss ratio.

Submission triage. Underwriting copilots. Claims straight-through processing. Subrogation recovery. Fraud detection. Built carrier-grade — MRM, audit trails, and regulator-readable architecture from day one.

The numbers we work against

We work in the buyer’s vocabulary.

Loss ratioCombined ratioExpense ratioStraight-through processingHit rateSubmission-to-quoteSubrogation recoveryClaims leakageReserve adequacyBook qualityRenewal retention
Where we ship

Five insurance AI workflows.

Each is a system we've shipped or have direct shipped credibility for. We don't take engagements outside this surface area unless we can name an adjacent build we've already done.

INS.01 — INTAKE

Submission digitization & triage

Multi-agent submission digitization — broker email, ACORD, schedules, loss runs. Risk insight surfacing via RAG pipelines. Carrier-grade MRM and human-in-the-loop scaffolding throughout.

PRIMARY KPI · Submission-to-quote · Hit rate

INS.02 — UNDERWRITING

Underwriting copilots

Underwriter workbenches with RAG-based policy and appetite retrieval, risk insight summarization, and pricing override audit trails. Built for desks that move billions in premium.

PRIMARY KPI · Cycle time · Hit rate

INS.03 — CLAIMS

Claims STP & adjudication

Straight-through processing on low-complexity claims, anomaly detection on suspicious patterns, and adjuster copilots for complex losses. Auditable, explainable, regulator-ready.

PRIMARY KPI · STP rate · Claims leakage

INS.04 — SUBROGATION

Subrogation recovery & fraud

Subrogation opportunity identification across claim narratives and structured data. SIU triage with explainability. Built to survive state regulator scrutiny on AI-assisted denial.

PRIMARY KPI · Subrogation $ recovered · SIU yield

Regulatory frame

Carrier-grade is the default.

NAIC model bulletins on AI. IRDAI guidance on use of AI/ML. State AI laws (Colorado, New York DFS). EU AI Act high-risk classification for insurance. NIST AI RMF for model risk management.

We design with audit-readiness as a first-class concern. The architecture diagram is one we'd defend to a state regulator or audit committee, not just one we'd show a buyer.

NAIC AI bulletinsIRDAI AI/ML guidanceNY DFS · Colorado AIEU AI Act high-riskNIST AI RMFModel Risk Management
Where Statistiq has shipped

Inside a venture-backed insurance AI platform.

Our founding team has shipped AI inside venture-backed insurance AI, including multi-agent submission digitization, RAG pipelines for risk insight, and carrier-grade MRM with human-in-the-loop scaffolding.

Multi-agentSubmission digitization
RAG + MRMRisk insight surfacing
Carrier-gradeProduction stack
Flagship productIn build · 2026

A flagship insurance AI product, built on what we've shipped.

Statistiq is building a flagship product for insurance — focused on a specific submission, underwriting, or claims workflow where we have direct shipped credibility and where the regulatory frame favors a senior-practitioner partner over a generic SI. We'll share more in 2026.

Have a submission, underwriting, or claims problem AI should be solving?

Most first conversations are 30 minutes with a senior partner. We'll tell you whether it's a fit, whether AI is the right answer, and what we'd build first.